We're Built for Moments Exactly Like This
When an IPO changes everything, experience matters. For more than four decades, Ren has helped advisors navigate sophisticated wealth moments, flexible investment options, sophisticated asset support, and a team that knows how to move quickly.
Concentrated stock exposure
Help clients plan around a position that’s about to become liquid.
Tax and liquidity strategy
Coordinate the timing of charitable giving with the broader liquidity event.
Charitable giving before liquidity
Position charitable contributions before shares are sold, not after.
Family legacy and next-generation planning
Build a giving strategy that extends beyond the liquidity event itself.
Long-term philanthropic impact
Structure giving for decades, not just the current tax year.
Structuring wealth beyond the exit moment
Help clients think past the transaction to what the wealth is for.
The Time is Now
Advisors who win in IPO scenarios start planning well before the liquidity event. Charitable vehicles like a donor-advised fund (DAF) or a charitable remainder trust (CRT) provide capital gains tax mitigation, charitable deduction opportunities, diversification of concentrated wealth, potential income streams for the donor or family, flexible long-term charitable planning, and multi-generational legacy impact.
Whether a client is considering a DAF, a CRT, or a broader charitable strategy, Ren’s in-house specialists can help you evaluate the approach that best fits their financial and philanthropic objectives, but the planning conversation should begin as far in advance as possible.
An Example Planning Scenario
An executive obtained shares years ago when the company was privately valued. Today, those shares are worth approximately $15 million.
| Approach | Outcome |
|---|---|
| Sell $5M of shares, then donate cash | Significant capital gains taxes owed*; ~$3.8M remaining for charitable giving** |
| Contribute $5M of appreciated shares to a Ren-powered DAF | Full $5M available for giving; potentially avoid $1.2M+ in capital gains taxes**; immediate charitable deduction opportunity* |
The same charitable intent creates dramatically different outcomes.
*Subject to IRS limitations and individual tax circumstances. **Illustrative estimates only. Actual tax impact will vary.
A Ren DAF Serves Your Needs
Tax-efficient charitable planning, open architecture investment flexibility, support for sophisticated and concentrated positions, and anonymous giving when desired.
Ren was built for moments exactly like this. IPOs and liquidity events, concentrated stock positions, founder and executive wealth, sophisticated charitable planning, and legacy and next-generation philanthropy.
Start the Conversation Now
- Identify clients with potential exposure: concentrated positions, pending liquidity events, or upcoming transactions.
- Begin charitable planning conversations early, before shares become freely tradable.
- Evaluate whether a DAF, a CRT, or a combination of both fits the client’s goals.
- Position clients before shares become freely tradable; once a sale agreement is signed, the window narrows.
Because when liquidity windows open, preparation matters.
Join the Movement
Supporting over $200B in charitable assets, Ren is America’s premier provider of philanthropic technology and managed services. Independent public charities supported by Ren help financial advisors and their clients maximize their charitable impact.
